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GiroIdent Variants and Features
The GiroIdent Basis Check variant, as described above, verifies the user’s identity via login of the user to a bank account, and by comparing his name with the account information provided by the bank.
GiroIdent Plus additionally validates the user’s details using the SCHUFA Identity Check Standard service.
GiroIdent Gwg additionally validates the user details and IBAN with the SCHUFA services Identity Check Premium and Account Check.
User provided information: | GiroIdent Basis | GiroIdent Plus | GiroIdent GwG |
|---|---|---|---|
User Name | x | x | x |
User Address, Birthday | x | x | |
User IBAN | x |
Verification Feature: | GiroIdent Basis | GiroIdent Plus | GiroIdent GwG |
|---|---|---|---|
Bank login | x | x | x |
Verify account name with user input | x | x | x |
SCHUFA Identity Check of user name and address | x | x | |
SCHUFA proven Identity checked | x | ||
SCHUFA Account Check | x | ||
Verify user provided IBAN | x | ||
GeldWäscheGesetz (§14 GwG) compliant | x |