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titleAbout this plan

This plan is considered a daily snapshot of finAPI's activities concerning PSD2 migration. Due to the daily change of requirements originating from all of the market participants, finAPI is forced to adapt their plan to the most recent developments.

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In preparation to the changed requirements, finAPI has developed finAPI Access PSD2, which accounts for the PSD2 requirements in the following ways and is rolled out in the following steps

DateProduction MilestoneAlpha Milestone
Since June
10 Releases of

finAPI Access PSD2 Alpha to
allow
allows customers to adapt their clients to the new PSD2 services
Sept. 4

Production Release of finAPI Access PSD2 (v1.79.0)

  • the PSD2-enabled API that has been made available as Alpha version previously (no XS2A interfaces released yet, no XS2A payment services yet)
  • Continued used of FinTS
  • SCA capability for FinTS
  • Automatic disabling of batch updates if FinTS SCA is required by a bank
  • Option to enable XS2A services per mandator and per bank
  • Option to remove the limit of 90 days history download per mandator

After Sept. 4


  • Release of finAPI Access PSD2 Alpha
    • Extended set of XS2A interfaces enabled
    • XS2A PIS services
Sept. 11

Production Release of finAPI Access PSD2 (v1.80.0)

  • Available* Productive and stable XS2A AIS interfaces (DE, AT, CZ, SK)
After Sept. 11
  • Release of finAPI Access PSD2 Alpha
    • Extended set of XS2A interfaces enabled
    • XS2A PIS services
After Sept. 18Release and enabling of productive, stable XS2A PIS services

Until end of 2019
  • Consolidation of SCA migration for FinTS and Scrapers
  • Rollout of XS2A AIS Services: 90% market coverage with XS2A AIS interfaces

Until end of february 2020
  • Step-by-step migration of remaining ASPSP to XS2A (AIS)
  • Step-by-step migration of all customers to XS2A (AIS)
  • 90% market coverage of XS2A interfaces (PIS)
  • Step-by-step optional migration of customers to XS2A (PIS)

Until end of March 2020
  • Step-by-step migration of remaining ASPSP to XS2A (PIS)
  • Step-by-step migration of all customers to XS2A (PIS)

* thus far, only a subset of bank APIs has actually been available and in a bug-free, stable state.

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