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General Information

MockBank is an external test bank which can be connected via finAPI Access product.

MockBank allows registering test bank accounts, generating transactions, setting the SCA method.

This document addresses how a MockBank can be imported via finAPI Access. For more details about MockBank app and pricing, please refer to the links below.

To find MockBank in finAPI Bank Search, you can search by:

  • bank name: MockBank XS2A

  • BLZ: 48151623

  • BIC: MOCKDEXXXXX

Or you can search by an IBAN which is issued to your test account at MockBank.

Request and response examples are provided here: https://finapi.jira.com/wiki/spaces/ACCDOC/pages/626491433/Approaches+explanation#Decoupled-approach

Please use bankId, interface, login credentials and two-step procedures as provided below.

Bank Id

Please use 280024as bankId for this test bank in finAPI Sandbox environment.

Note: you can always find the bankId when searching for a bank via Get and search all banks service.

Interfaces and capabilities

MockBank supports XS2A Interface.

It is possible to import a bank connection and initiate a SEPA Money Transfer with this bank.

Accounts and Transactions

It is possible to create multiple accounts for a user via the MockBank app.

There are some initial transactions created when a new account is created. It is possible to add more transactions to an account by entering transaction details in the MockBank app.

Note: finAPI transaction purpose attribute is mapped to transaction Remittance Information Unstructured attribute at MockBank. You can edit Remittance Information Unstructured value when you click to edit transaction details in the MockBank app.

Credentials

Users can be created at https://app.mockbank.io/. The username (Anmeldename) and password will be available in the MockBank app once the user is created.

Two-step-procedures

The TAN method and TAN value can be configured via the MockBank app: select the test customer → SCA methods Tab.

Both EMBEDDED and DECOUPLED approaches are supported via finAPI.

When DECOUPLED SCA is set up for an account, to authorise the bank import/payment, log in to the MockBank app, go to Authorisations Tab and click Approve.

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